Life is full of options, but sometimes too many choices can leave you feeling overwhelmed. For example, choosing the right health insurance plan that includes the coverage you need can be a confusing decision. Understanding health insurance isn’t always easy, so we want to help you narrow down which type of plan is best for you. Take our quiz below to discover the kind of coverage that best fits your lifestyle, budget, and health care needs!

Do you currently have health insurance?

What do you do for a living?

How often do you go to the doctor?

How much do you want to pay for health insurance per month?

Do you consider yourself to be more health-conscious than the average person?

Are you looking for a new job?

Do you receive health insurance from your employer?

Are you planning for a baby soon?

Do you receive health care from specialty physicians?

Have you ever heard of short-term medical insurance?

STM or Major Medical Insurance: Which Plan Is Right for You?
You got Short-Term Medical insurance! Find out if a Vera Health plan is for you!
You're a healthy, mindful person who doesn't get sick very often. You’re on the budget-conscious side and don’t want to pay for health insurance coverage that you don’t use. You like to be spontaneous and you’re quick on your feet. You’re an independent go-getter, and we wouldn’t be surprised if you’re working on your startup, writing a novel, or teaching a yoga class right now!
You got major medical insurance! Find out how Vera can help you find the right plan for your lifestyle.
You like to have peace-of-mind no matter what life throws your way. You’re willing to pay for protection and tend to stay ahead in every aspect of life. You’re well-rounded, ambitious, and prioritize your health. Your friends can always rely on you and tend to come to you for advice.

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So, which health insurance plan is right for you? If you got short-term medical (STM), you might be able to pay less for your health insurance. STM plans have lower premiums than many ACA major medical plans, so you can pay for the coverage you want, not the coverage you don’t.

If short-term medical doesn’t sound like a good fit for you, we can still help you find affordable health insurance that covers your needs, even if it’s not with us. Call a Vera Health expert at 844-961-9645 to learn more about your coverage options today!


Short Term Medical coverage is not required to comply with federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of pre-existing conditions or health benefits (such as hospitalization, emergency service, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

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Vera Health markets short term medical insurance products underwritten by National Health Insurance Company, Integon Indemnity Corporation, and Integon National Insurance Company.

Vera Health markets short term medical insurance products underwritten by National Health Insurance Company, Integon Indemnity Corporation, and Integon National Insurance Company.